보험업의 기후변화 영향과 적응에 관한 연구

남상욱

doi:10.15531/ksccr.2017.8.2.153

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한국기후변화학회
한국기후변화학회지 학술저널
Journal of Climate Change Research Vol.8 No.2
2017.6 153 - 161 (9page)
DOI : 10.15531/ksccr.2017.8.2.153

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남상욱 (서원대학교)

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The purpose of this study is to screen for the effects of climate change and climate change adaptation in the insurance industry. There is now a consensus that the climate is changing, with potential risk to the global economy and human health and so on. On the other hand, unknown is the extent to which insurance business pattern have already been affected. But the increase in damage due to climate change is likely to raise insurance company losses. In this regard, I conduct especially an effects of the insurance industry on climate change. And than, I analyzed what insurance companies would do to lessen the impact of climate change. As a result, the impact of climate change on the insurance industry is a huge increases in claims due to disasters and diseases arising from climate change. And another thing is growth in climate change-related legislation, regulations and reporting requirements such as financial soundness regulation and climate change risk disclosure. Therefore, the insurance industry needs to build a climate change adaptation strategies include capital raising, liquidity of assets, faithful debt management and so forth.

#Climate Change #Insurance Industry #Natural Disaster